Personal Loans Cash Reserve
	Features/Benefits:
	- Unsecured line of credit based on customer’s gross annual salary. - Minimum line of credit $500. - Access through checking account. - Reserve is deposited in increments of $100. - Automatic protection from overdraft charges up to credit limit. - Monthly billing statement.
	Costs:
	$25 annual fee. Payment automatically deducted from checking account on cycle date, when cash reserve has been activated. Monthly payment will be 5% of balance or $25, whichever is greater. Late payment fee $5 minimum or 5% of the payment.

All loans are subject to credit approval.