Citizens First Corporation operates as a holding company for Citizens First, Inc., which provides various banking and financial services primarily to individual and corporate customers in Barren, Hart, Simpson, and Warren counties, Kentucky. The company’s deposit portfolio primarily includes checking accounts, regular savings accounts, NOW accounts, money market accounts, sweep accounts, fixed and variable-rate IRA accounts, certificate of deposit accounts, and safety deposit boxes. It makes commercial loans principally to small and medium-sized businesses; originates and maintains commercial real estate loans; and offers residential mortgage loans to borrowers for purchasing and refinancing one to four family properties.

Citizens First also offers personal loans and lines of credit to consumers for various purposes, such as purchase of automobiles, boats, and other recreational vehicles, as well as the making of home improvements and personal investments. In addition, the company provides debit and credit card services through third parties, and offers night depository, direct deposit, cashier’s and traveler’s checks, and letters of credit. As of October 1, 2007, it operated ten branch locations and 18 automated teller machines. The company was incorporated in 1975 and is headquartered in Bowling Green, Kentucky.

Citizens First Corporation Stock Info - CZFC
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