FOR IMMEDIATE RELEASE:

Citizens First Mortgage adds lender to full-service Southland branch
 
Bowling Green, Ky. - (April 25, 2008) - Citizens First has added a Mortgage Lender to its full-service Southland location at 2451 Industrial Drive.  Nicole Grimes is its newest Mortgage and Retail Banking Officer assisting customers seeking home, auto, and boat loans.  She also services personal loans and lines of credit.

"Citizens First prides itself in meeting customers' needs in every aspect of their financial lives - from mortgage lending to personal banking and financial planning," said Mary Cohron, Citizens First President and CEO.  "Nicole's presence at our Southland location will continue to allow us to serve mortgage customers with the highest standards."

A Bowling Green native, Grimes has worked with Citizens First Mortgage since 2005 as a mortgage lender at Citizens First's Campbell Lane office location.  She looks forward to serving customers in her offices near the Great Escape Theaters and throughout Warren and Simpson Counties. 

She is a Western Kentucky University graduate with a Bachelor of Science degree in Finance who has worked in the banking industry for 11 years and as a mortgage lender for seven.

Citizens First Bank serves customers via four convenient locations throughout Bowling Green in addition to several offices throughout Franklin, Glasgow, Munfordville, and Horse Cave.

Citizens First Bank is a full-service, independent bank ranked one of Kentucky's Best Places to Work by the Kentucky Society for Human Resource Management.  Citizens First has locations in Bowling Green, Franklin, Glasgow, Horse Cave, and Munfordville, Kentucky and offers mortgage and residential building loans through its subsidiary, Citizens First Mortgage.  Citizens First Bank ATMs are located conveniently throughout Hart, Barren, Simpson, and Warren counties.

CONTACT:
Catherine Hamilton      
Vice President of Marketing      
Citizens First      
270-846-7510       
chamilton@citizensfirstbank.com